Independent · Educational · No Pressure

Before you let a policy lapse, find out what it's actually worth.

For many policy owners 65 and older, an existing life insurance policy can be sold for substantially more than its cash surrender value. SIPA helps you find out — with no obligation to proceed.

Step 1 of 70%

Do you currently have a life insurance policy?

By continuing, you agree a SIPA representative may contact you about a potential life settlement. This is not an offer to purchase a policy. See our Privacy Policy.

How it works

Three steps. No fee to find out.

  1. 01

    Quick conversation

    A licensed advisor reviews your policy and goals — about 15 minutes by phone.

  2. 02

    Policy appraisal

    We request competitive offers from licensed institutional buyers on your behalf.

  3. 03

    You decide

    Compare every offer against keeping or surrendering the policy. No obligation either way.

A SIPA advisor sitting with a senior couple

Who we are

An independent advisory group — not a policy buyer.

SIPA doesn't issue insurance and doesn't purchase your policy. We work for the policy owner, comparing offers from licensed institutional buyers so you can make an informed decision.

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